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Banking Options while at Tech

Updated: Jul 10, 2023

As a student, managing your finances efficiently is crucial, and having a reliable banking partner can make a significant difference. When it comes to choosing a bank, there are several options available, but two of the most preferred choices among students are Chase and PNC Bank. In this blog post, we will delve into the features, benefits, and convenience offered by these banks, specifically tailored to students' needs.

Chase Bank

Chase Bank is renowned for its wide network of branches and ATMs, making it convenient for students to access their accounts from various locations. Although Chase Bank branches may not be located directly on Georgia Tech's campus, they are available in close proximity, ensuring easy accessibility for students. Chase offers a range of banking services, including checking and savings accounts, along with numerous perks and benefits for students.

Student Account Features at Chase Bank:

  1. Chase College Checking: Chase offers a specialized checking account designed specifically for college students. This account has several benefits, such as no monthly service fees for up to five years while enrolled in college, easy-to-use online and mobile banking platforms, and access to a network of over 16,000 ATMs nationwide.

  2. Chase Savings: Along with a checking account, students can open a Chase Savings account, which provides a safe place to save money while earning interest on their balance. This account also offers convenient features like automatic transfers and easy fund management through online and mobile banking.

You can use the following link to open a Chase College Checking Account:

Also, you can get a coupon over email through the link below which will provide you $100 bonus for opening a Chase College Checking Account and completing qualifying transactions. You can present the coupon code to the bank official while you are opening account. In some cases if you have not received your bonus, you can reach out to the bank in person and they can help you add the coupon code and bonus to your account.

PNC Bank

PNC Bank stands out for its location convenience, as it has a branch located at Tech Square, making it easily accessible for Georgia Tech students. Gold bus stops right in front of it.

PNC Bank offers a range of banking solutions tailored to students' needs, ensuring they can effectively manage their finances while focusing on their academic pursuits.

Student Account Features at PNC Bank:

  1. Virtual Wallet Student: PNC Bank's Virtual Wallet Student is a comprehensive banking solution that includes a checking account, a savings account, and a growth account. This package is designed to help students effectively manage their day-to-day expenses, save money, and plan for future goals. The Virtual Wallet Student offers features like mobile banking, online bill pay, and a budgeting tool to assist students in maintaining financial stability.

  2. Exclusive Discounts and Offers: PNC Bank provides various student-oriented discounts and offers, including reduced fees, waived minimum balance requirements, and exclusive deals on shopping, dining, and entertainment. These perks are aimed at easing the financial burden on students and enhancing their overall banking experience.

  3. One key benefit of PNC Bank for which it is preferred by students is one free incoming wire transfer (Other banks ususally charge $15 for incoming wires).

Bank of America

Bank of America is a prominent choice for students due to its extensive branch network and robust online banking platform. With branches conveniently located in close proximity to Georgia Tech, Bank of America offers a range of student-focused banking options.

Student Account Features at Bank of America:

  1. Bank of America Advantage SafeBalance Banking: This account is tailored for students seeking simplicity and low fees. It offers features such as no overdraft fees and no minimum balance requirements, providing peace of mind while managing finances during college.

  2. Customizable Alerts and Budgeting Tools: Bank of America provides useful tools and resources to help students track their spending, set budget goals, and receive customizable alerts to stay on top of their financial activities.

Wells Fargo

Wells Fargo is another notable banking option, known for its broad network of branches and ATMs, ensuring easy access to accounts and services. With branches located near Georgia Tech, Wells Fargo offers a range of banking solutions designed for students.

Student Account Features at Wells Fargo:

  1. Everyday Student Checking: Wells Fargo's Everyday Student Checking account caters specifically to students' banking needs. It offers features like no monthly service fees, mobile banking, and access to over 13,000 ATMs nationwide, providing flexibility and convenience.

  2. My Money Map: Wells Fargo's My Money Map is a digital tool that allows students to set financial goals,

Choosing the Right Bank for You

When deciding between Chase and PNC Bank, it's essential to consider your specific needs and priorities. Factors such as location convenience, account features, fees, and additional perks should be taken into account. Both banks offer competitive benefits for students, so evaluating which features align with your financial goals and preferences will help you make an informed decision.

Conclusion: Selecting a bank that suits your needs as a student is crucial for effective financial management. Chase and PNC Bank are two highly regarded options, each with its own advantages and benefits. Whether you prioritize a wide branch network, convenient location, or exclusive student discounts, both banks offer tailored solutions to meet your requirements. Weighing the features and considering your preferences will help you make an informed decision and choose the banking partner that best supports your financial journey throughout your college years and beyond.

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